Disclosures & Legal Notice

Circle Consulting LLC is a fintech and marketing platform. We are not a mortgage lender, and we do not originate, underwrite, or fund mortgage loans. Any mortgage-related services referenced on this site are provided by independent third-party licensed professionals or participating partners.

Circle Network is a Kingdom-aligned platform dedicated to advancing God’s purposes through community, creativity, and covenant. Every resource, connection, and breakthrough is ultimately for His glory.

All content on this site is provided for informational purposes only and does not constitute legal, financial, lending, or tax advice. Please consult appropriately licensed professionals for specific guidance.

Compliance Statement

Circle Consulting does not provide any thing of value in exchange for referrals of settlement service business. We do not engage in, promote, or facilitate referral-based compensation practices.

All marketing services — including Circle Points™, co-branded campaigns, and vendor partnerships — are conducted in full compliance with federal and state regulations, including the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2601 et seq.

Circle Points™ are awarded only after verified, non-contingent agent participation in closed transactions. Points are not issued for referrals, and participation in any vendor marketing program is optional, based on fair market value (FMV) contributions that are independently structured and documented for legal compliance.

Program Disclosure

Statements related to marketing reinvestment, business growth, or performance results are illustrative only. Actual outcomes will vary based on agent activity, market conditions, and vendor participation.

Circle Consulting does not guarantee results and is not responsible for the performance, pricing, or services offered by any third-party vendors listed on or accessed through the platform. All vendors operate independently.

Calculator Terms & Assumptions

Any calculator, ROI estimator, or leverage projection tool provided on this site is intended for demonstration purposes only. All results are hypothetical and should not be used for financial decision-making.

Circle Consulting makes no guarantees regarding accuracy or outcome. We are not liable for errors, assumptions, or misinterpretation of these tools.

Submitted data may be used for follow-up communications, platform access, and support.

All proprietary tools, workflows, calculators, and logic are protected intellectual property of Circle Consulting LLC.

International Expansion Disclaimer

Circle Points™ and Circle Consulting’s platform services are currently offered only in the United States. International expansion is in development but is not yet active.

We are not affiliated with or endorsed by any state, federal, or international government entity.

Intellectual Property & Use

Circle Consulting™, Circle Points™, Mortgage Protector™, and all associated logos are proprietary trademarks and may not be used without express written permission.

All content, tools, platform logic, and branding materials on this website are the sole intellectual property of Circle Consulting LLC. Unauthorized use, copying, reproduction, or modification is strictly prohibited.

Vendor participation in Circle’s programs does not imply partnership, co-ownership, endorsement, or control. Vendors operate independently and enter into separate agreements with Circle Consulting under legal review to ensure compliance with RESPA, TILA, UDAP, and other applicable laws.

Privacy & Communications

By using this website or submitting your information, you agree to receive communications from Circle Consulting via phone, email, and/or SMS. Message and data rates may apply. You may opt out at any time.

Circle Network™ – Patent Pending

Every operational component, workflow, and system within the Circle Network platform is covered under an active Patent Pending status. This includes but is not limited to:

The Circle Points™ system, including point logic, agent wallet, and redemption infrastructure

The vendor contribution model, including downstream value tracking, invoicing, and co-marketing alignment

The agent-vendor wallet interface, including point accrual, spend tracking, and ROI visibility

The Circle Concierge fulfillment workflow

The National Closing Alert™ system, used to trigger wallet activations at scale

All compliance logic and audit trail triggers designed to maintain RESPA and regulatory integrity

The Marketplace platform that dynamically matches agents and vendors across 200+ verticals

The payment servicing architecture for capturing and redistributing downstream revenue

Any and all technology related to automated onboarding, redemption, and vendor contribution servicing

Last Updated: June 12, 2025
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