Disclosures & Legal Notice

Last Updated: June 12, 2025

🏢 Corporate Disclaimer

Circle Consulting LLC is a marketing technology platform that facilitates post-closing co-marketing coordination between real estate professionals and their chosen vendors.

We are not a mortgage lender and do not originate, underwrite, fund, or broker mortgage loans. Any lending-related services referenced on this site are provided by independent, third-party licensed professionals under their own brand and regulatory responsibility.

Circle Network is a trademarked platform operated by Circle Consulting LLC. All content, tools, and communications are provided for operational coordination and informational purposes only.

📘 General Information Notice

All content and tools made available on this site — including messaging, calculators, illustrations, and marketing examples — are for informational use only and do not constitute legal, financial, tax, lending, or compliance advice.

Participants should consult with licensed professionals and legal counsel regarding all regulatory matters.

🔎 Operational Participation

Circle operates as a paid subscription platform. All users — including agents and vendors — are required to maintain an active membership to access platform features.

We do not subsidize, reimburse, or offset marketing costs for any party. All marketing investments are made voluntarily and independently by the parties involved, and must reflect fair market value.

Each co-marketing campaign requires proportional financial contributions from all participating parties. These contributions are governed by individual agreements and documented through Circle’s coordination system.

No agent or vendor may use the platform for free.

🧾 Marketing Contributions & Vendor Payments

All vendor payments made to Circle Consulting LLC are classified as independent service payments for coordination, onboarding, campaign management, reporting, or platform access.

These payments are not based on referrals, lead generation, or volume of transactions.

Vendor participation in the Circle Network does not imply endorsement, partnership, or joint venture status. All vendors operate independently and are governed by separate service agreements.

Circle does not maintain a public directory or recommendation list of vendors.

📊 Points, Tools, & Estimators

Circle Points™ are proprietary internal tracking units used to help document co-marketing participation within the platform.

Circle Points have no cash value and are not redeemable outside the system.

Points may only be used to represent proportional participation in marketing coordination tasks.

Any calculators, estimators, or point-based projections are strictly illustrative and hypothetical.

Platform tools are for coordination purposes only and are not to be used for financial planning, valuation, or investment decisions.

All software logic, tool interfaces, and user dashboards are proprietary intellectual property of Circle Consulting LLC.

⚖️ Legal & Regulatory Disclosures

Circle Consulting LLC does not guarantee regulatory compliance or business results.

Participation in this platform does not exempt any party from their own legal obligations under RESPA, TILA, UDAP, or state-specific laws.

We recommend all parties consult with qualified attorneys regarding co-marketing, advertising, and licensing compliance.

Circle does not market or promote itself as “RESPA-compliant.”
Any prior references to regulatory compliance or specific point valuations have been removed per legal guidance.

🔒 Legal Protections & Use Restrictions

All trademarks, branding elements, software, workflows, and systems — including but not limited to:

Circle Consulting™

Circle Points™

Mortgage Protector™

Circle Concierge™

Agent Wallet™

Redemption System

Vendor Contribution Tracking

Marketplace Matching Engine

Co-Marketing Coordination Workflows

…are the protected intellectual property of Circle Consulting LLC.
Unauthorized use, duplication, or reverse-engineering is strictly prohibited.

🌐 International Access

Circle’s services are currently only available in the United States.
We are not affiliated with or endorsed by any state, federal, or international government agency.

International expansion is under review but not yet active.

📡 Privacy & Communications

By using this site or submitting your information, you consent to receive communications from Circle Consulting LLC by phone, SMS, or email.
Standard message and data rates may apply.
You may opt out at any time.

Circle does not sell user data to third parties.

📝 Patent Pending Status

Circle’s backend infrastructure, tracking system, and co-marketing orchestration workflows are currently covered under a U.S. patent pending.

Patent claims include but are not limited to:

Post-closing co-marketing coordination

Agent/vendor wallet tracking

Vendor-side participation logging

Redemption queue architecture

Automated compliance trigger logic

© 2025 Circle Consulting LLC. All Rights Reserved.